1. What Is SSI?
Supplemental Security Income (SSI) is a federal program that provides monthly payments to people with limited income and resources who are aged 65 or older, blind, or disabled.
SSI is different from Social Security retirement benefits—it is needs-based, not work-based.
2. Who Is Eligible in 2025?
To qualify for SSI in 2025, you must:
- Be a U.S. citizen or qualifying resident
- Have income and assets below SSA thresholds (generally $2,000 for individuals or $3,000 for couples)
- Be age 65+, or blind, or have a qualifying disability
- Reside in one of the 50 states, D.C., or the Northern Mariana Islands
3. Monthly SSI Benefit Amounts (2025)
| Category | Maximum Monthly Federal Payment |
|---|---|
| Individual | $943 |
| Couple | $1,415 |
4. How to Apply
- Prepare Required Documents: ID, Social Security number, income and asset details, bank statements, medical records if disabled.
- Apply Online: Visit the SSA’s online SSI application portal: www.ssa.gov/ssi
- Apply by Phone: Call 1-800-772-1213 (TTY 1-800-325-0778) to schedule a phone or in-person appointment.
- Local Office Visit: Make an appointment to apply at your nearest Social Security office.
5. Tips for a Smooth Application
- Apply as early as possible—it can take months to process
- Keep copies of all submitted documents
- Check application status online through your MySSA account
6. Final Thoughts
Applying for SSI in 2025 is more accessible than ever with online and phone options. If you meet the income, resource, and age or disability requirements, SSI can provide vital monthly assistance.
Take the first step and apply today.
